Loan management software built for Zambian lenders
Origination, credit assessment, disbursement, collections, and recovery in one system for microfinance, SACCOs, and money lenders — with mobile money and local compliance in mind.
Built for lenders across Zambia
01
From application to disbursement without spreadsheet chaos
Capture applications, run assessments, approve with clear audit trails, and disburse with schedules that stay linked to the borrower and the ledger. Built for how Zambian lenders actually operate day to day.
Start with this workflow
02
Bank of Zambia reporting without last-minute panic
Keep supervisory and audit-ready schedules closer to the loan book. Zoodo helps microfinance institutions and money lenders prepare the regulatory reporting BoZ reviews expect — instead of rebuilding numbers in Excel.
Start with this workflow
03
Disburse and collect on MTN, Airtel, and Zamtel
Zambia is mobile-first. Push disbursements to wallets and collect repayments digitally to reduce cash risk, branch congestion, and missed installment follow-ups.
Start with this workflow
04
Stronger credit decisions with CRB-ready workflows
Support Credit Reference Bureau checks and borrower reporting so underwriting and portfolio quality stay aligned with national lending practice — and non-performing loans are caught earlier.
Start with this workflow
Local compliance that lenders actually need
Zoodo is shaped for Zambian microfinance, SACCOs, and money lenders — from mobile money collections to BoZ-ready reporting.
Bank of Zambia reporting
Produce the regulatory schedules microfinance and money lenders need for audits and supervisory reviews.
MTN, Airtel & Zamtel
Disburse to wallets and collect repayments digitally to cut cash handling and branch queues.
CRB-ready workflows
Keep credit checks and borrower reporting aligned with Zambia Credit Reference Bureau practice.
Ledger-connected loans
Origination, disbursement, interest, and collections post cleanly into accounting — fewer spreadsheet gaps.
Questions lenders ask
Straight answers about Zoodo loan management in Zambia.
Is Zoodo suitable for Bank of Zambia regulated lenders? +
Yes. The loan module is designed for Zambian microfinance, SACCOs, and money lenders that need clearer books, collections, and BoZ-oriented reporting workflows.
Does it support MTN and Airtel mobile money? +
Yes. Zoodo supports mobile-money oriented disbursement and collection flows used across Zambia, including MTN, Airtel, and Zamtel channels where configured.
Can I use it for CRB reporting? +
Yes. Credit workflows are designed to support Credit Reference Bureau inquiry and reporting practice as part of responsible lending operations.
Does the loan book connect to accounting? +
Yes. Disbursements, interest, fees, and collections are built to post into Zoodo accounting so finance and credit teams share one source of truth.
Ready to modernize your loan book?
Start a trial or talk to the team about microfinance, SACCO, and money-lender setups in Zambia.
Explore Zoodo
Related solutions
Modules that often deploy alongside this solution.
