PAYE Calculator Zambia

Real-time tax deductions based on the current 2026 ZRA tax tables.

Official 2026 Rates ZRA Compliant

Salary Parameters

K
K

Default: 5% of gross (capped at K2,100)

Calculation Summary

2026 RATES
Take-Home Monthly
K0.00

100% Retained

Gross Salary K 0.00
NAPSA (Pension) - K 0.00
Taxable Income K 0.00
PAYE Tax - K 0.00

2026 ZRA Tax Bands

Up to K5,100 0%
K5,101 - K7,100 20%
K7,101 - K9,200 30%
Above K9,200 37%

Statutory Levies

NAPSA (Employee) 5% OF GROSS
NHIMA (Employee) 1% OF BASIC

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How it works

01.

Gross Salary: Enter your total earnings before any deductions.

02.

NAPSA: 5% of gross is deducted first (capped).

03.

Tax Bands: The remaining income is split across the progressive 0% to 37% bands.

Example: K10,000 Salary

GrossK 10,000.00
NAPSA (5%)- K 500.00
TaxableK 9,500.00
PAYE Tax- K 1,141.00
Take-Home K 8,359.00

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